uob personal banking
uob personal banking
Blog Article
UOB Bank features various particular banking expert services built to satisfy the financial requires of individuals. Underneath is an intensive overview that may help you fully grasp The crucial element features and offerings.
Types of Accounts
Price savings Account: This account means that you can get monetary savings while earning desire.
Characteristics: Easy access, fascination earnings, minimum service fees.
Positive aspects: Secure spot for your funds, opportunity progress through fascination.
Current Account: Ideal for daily transactions and controlling expenses.
Characteristics: Checkbook facility, overdraft protection.
Rewards: Effortless for regular payments and withdrawals.
Fastened Deposit Account: For those planning to get paid larger fascination rates around a fixed time period.
Capabilities: Fixed phrase deposits, increased desire rates when compared with savings accounts.
Rewards: Safe financial commitment option with predictable returns.
Loans
Private Loans: Unsecured loans which can be employed for several applications like education or house renovation.
Varieties:
Installment Loans
Credit score Lines
Advantages: Flexible repayment terms, aggressive desire fees.
Dwelling Financial loans: Customized alternatives for paying for assets or refinancing current mortgages.
Kinds:
Set Price House Loan
Floating Rate Dwelling Personal loan
Added benefits: Unique strategies to fit person requirements, attractive premiums.
Charge website cards
UOB provides a range of charge cards catering to distinct life and investing patterns:
Rewards Playing cards: Receive points on every invest in which can be redeemed for items or travel miles.
Cashback Playing cards: Get income rebates on day to day shelling out like groceries and eating out.
Travel Cards: Distinctive Positive aspects like air miles accumulation and travel insurance plan protection.
Expenditure Solutions
For people thinking about rising their prosperity by means of investments:
Device Trusts * Diversified portfolio managed by experts. * Suited to long-phrase expansion targets.
Structured Deposits * Combines the characteristics of common deposits with investment decision products and solutions. * Possibly larger returns but with a few hazard involved.
Insurance policy Solutions
To shield your self and your family in opposition to unforeseen functions:
Everyday living Insurance * Offers economic safety in case of death or crucial sickness. * Also can serve as a cost savings Device depending upon the plan preferred.
Health and fitness Insurance * Handles professional medical charges which include hospitalization expenditures. * Important for mitigating large healthcare prices.
Electronic Banking Companies
Ease at your fingertips by means of electronic platforms:
Online Banking
Means that you can deal with your finances on line:
Watch account balances and transaction historical past
Transfer funds concerning accounts or shell out payments
Apply for new solutions (loans/bank cards)
Mobile Banking
Banking on-the-go by using cellular applications:
Swift balance checks
Cellular payment choices (QR code payments)
Notifications & alerts about account exercise
With these detailed offerings, UOB aims to offer personalized banking alternatives that cater especially to individual demands whilst guaranteeing convenience and protection in all transactions.